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Welcome to 123 Debt
Solutions Our debt solutions
are targeted at customers who can no longer
borrow money to solve their debt problems.
Debt consolidation loans are normally you
first line of defence before considering a
more radical debt solution. Please visit our
Personal
Finance solutions. where you can
find our various debt consolidation loans
and remortgage solutions. If you have
exhausted this route you may then be a
candidate for one of our debt solution
products below. Remember the debt
solutions below are not "loans" they are
plans designed to deal with your current
unsecured debt. The first thing to do is to
look objectively at your finances. If you
imagine a line which represents ‘reasonable
spending’, along this line there is always a
degree of drift one way or another. People
will prioritize their expenditure
differently, what is essential to one person
may be something another person does not
give a second thought about. As long as
over-all, your spending is not excessive,
you feel your finances are reasonable and
sustainable, but you do not have enough
income to pay all of your bills over the
course of a month, then we may be able to
help you.
Debt symptoms
Many people experience changes to their
finances and simply deal with the change;
reducing their outgoings, going without,
cutting back. There comes a point when you
have to make a decision. Should I have to
live like this? Is my quality of life below
what I should reasonably expect? In a great
deal of cases it is.
Do any of these situations sound familiar?
- A recent change in circumstances
- Reduction in overtime
- The start of maternity leave or
maternity pay
- Change in job
- Separation
- Bereavement
- A growing family
- Money is scarce just before payday
- Less coming in than going out
- Arguments at home
- Too many bills to pay
- Too many dates to pay your bills on
- Creditors contacting you for
payments
- Red letters
- Debt Collectors visiting you
- You can’t afford to pay everyone
- Final payment notices
From time to time everyone experiences an
unexpected event or something happens that
changes their plans from that point. If you
have savings to be able to deal with a
one-off incident e.g. engine needing to be
replaced in your car or accidental damage at
home that you were not insured for, great.
However this is not always the case and one
comparatively small event can dramatically
change your way of life. If you can identify
with any of the above, we should be able to
help.
To get a more information from our
specialist Debt Solution partners please
complete one of our simple
online "Debt
Solutions Enquiry" or "Debt
Solution Callback
Request" forms which asks for some very
basic information to help them assess your
needs.
Alternatively please either use the "Contact us"
link below to send us a quick email or
look at our
Debt Links page which may have
alternative "Finance Solution"
providers. |
